The content on this page was provided by an independent third party and syndicated by XPR Media. Members of the editorial and news staff of the USA TODAY Network were not involved in the creation of this content.
Auto Dealerships with Insurance Solution See 20% Higher F&I Gross According to Latest Report from Polly
Written by
EIN Newswire
Market normalization, declining premiums, and less consumer friction create an insurance advantage for savvy automotive retailers
Insurance isn’t a last-minute obstacle anymore. It’s a lever that top-performing dealers pull on purpose”
— Chris Pres, VP of Automotive
WILLISTON, VT, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Polly, the leading embedded auto insurance platform for automotive retail, today released its Q3 2025 Quarterly Embedded Auto Insurance Report, revealing that dealerships integrating an insurance solution into their sales process continue to see higher F&I gross profitability than those who do not have one.
Among the key findings:
• Dealerships where customers saw insurance quotes during the purchase journey had 20% higher F&I gross (+$322 per deal). • Customers who went on to purchase insurance delivered a 33% higher F&I gross (+$541 per deal). • Some of Polly’s top 10 dealer groups saw lifts of more than 40%, demonstrating that the impact strengthens with consistent usage.
Meanwhile, insurance friction in the market continues to ease. Only 3.1% of buyers struggled to secure coverage from July–November 2025, and three out of four buyers now receive multiple, competitive insurance quotes, signaling a return to healthier underwriting appetite and stronger insurance company appetite for new business. In addition, national quoted monthly insurance costs declined again to an average of $181, down from $187 last quarter.
“Insurance isn’t a last-minute obstacle anymore. It’s a lever that top-performing dealers pull on purpose.” said Chris Pres, VP of Automotive, Polly. “When insurance is embedded into the deal flow, stores close faster, F&I performance is stronger, and customers feel supported instead of stuck. The dealers leaning in right now are widening the gap over the competition.”
The report also highlights an ongoing affordability trend: nearly 50% of buyers selected high collision deductibles in Q3 2025, up from less than 10% pre-pandemic, as customers continue managing payment pressure by trading lower premiums for higher out-of-pocket risk.
Download the latest Embedded Auto Insurance Report here: www.polly.co/report
EIN Presswire provides this news content “as is” without warranty of any kind. We do not accept any responsibility or liability
for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this
article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
Information contained on this page is provided by an independent third-party content provider. XPRMedia and this Site make no warranties or representations in connection therewith. If you are affiliated with this page and would like it removed please contact pressreleases@xpr.media
NEW YORK, NY – January 06, 2026 – PRESSADVANTAGE – Corniche Capital, a leading opportunistic investor across private and public markets, today announced the continued…
CADILLAC, MI – January 06, 2026 – PRESSADVANTAGE – Classic Car Deals has published a new editorial and inventory-focused resource centered on one of the…
New York, New York – January 06, 2026 – PRESSADVANTAGE – Silverback AI Chatbot has announced continued development and refinement of its AI Chatbot feature,…
Remex USA cites EPA indoor air quality data as more residents seek duct inspections during heating season If you’re blowing contaminated air through dirty ducts…
ATLANTA, GA, UNITED STATES, January 6, 2026 /EINPresswire.com/ — SANN Healthcare, a premier virtual psychiatric practice acclaimed for its compassionate, evidence-based, and client-centered approach, has…
The collection includes high-quality, single-origin decaf coffees selected for depth and complexity. For decades, decaf has often been treated as an afterthought. We wanted to…
Weber Partners with the Ethnic College Counseling Center’s Ongoing Effort to Expand Wealth-Building Education in Denver’s Underserved Communities My goal is to leverage my professional…
Advanced conversational AI technology addresses widespread website accessibility failures affecting 94.8% of websites, according to WebAIM Million 2025 study BUENA PARK, CA, UNITED STATES, January…
DENVER, CO, UNITED STATES, January 6, 2026 /EINPresswire.com/ — As winter temperatures persist across Colorado, Conservation Construction is sharing insight into how energy-efficient windows play…
New Executive Role Strengthens IBI’s Policy Expertise and Carrier Partnerships JEFFERSON CITY, MO, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Integrated Benefits, Inc. (IBI) is…
iOttie reveals next generation charging solutions that power every journey from road trips and hotel stays to off grid travel and emergencies. NEW YORK, NY,…
CCS expands geographic reach and deepens its capabilities in infrastructure, managed services, and technology consulting. Together, CCS and eKeeper will deliver even greater value to…
ELLSWORTH, ME, UNITED STATES, January 6, 2026 /EINPresswire.com/ — The City of Ellsworth, Maine has selected OpenGov to modernize its procurement, contracts, enterprise assets, and…
Expanded authorization enables AI-guided FoCUS across devices—supporting consistent diagnostic-quality imaging and cardiology oversight across care settings BOSTON, MA, UNITED STATES, January 6, 2026 /EINPresswire.com/ —…
Accelerating Luxury Real Estate, Investment Strategy, and Brand Performance Through Strategic Alignment CHICAGO, IL, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Blue Creative Consulting, led…
Jeffrey S. Stephens’ new legal thriller, Illusions of Trust, is resonating with readers and critics alike. This series will test the boundaries of loyalty, power…
LONDON, UNITED KINGDOM, January 6, 2026 /EINPresswire.com/ — Encompass Corporation, a global leader in Corporate Digital Identity (CDI) for Know Your Customer (KYC), today officially…
WASHINGTON, DC, UNITED STATES, January 6, 2026 /EINPresswire.com/ — The Davos Alzheimer’s Collaborative (DAC), a global initiative to prevent Alzheimer’s disease and promote brain health,…
DALLAS, TX, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Duckworth Asphalt & Paving, a third-generation paving contractor serving North Texas, announced continued expansion of its…
A visual record of the January 2025 California wildfires featuring voices of residents, first responders, and community leaders. The images you see here are not…
FL, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Dr. Valerie S. Walston, visionary leader, speaker, and founder of Next Chapter Enterprises LLC, is set to…
National Lender Positions Themselves to Become a Leader in Mortgage Banking Since day one of starting our mortgage company BlackFin has been a key partner…
Low MOQ, Quick Turn Around Manufacturing, Consistent Quality Our mission with Next Beauty Labs is simple: make professional-grade skin care manufacturing accessible, fast, and flexible…
Together, we’ve demonstrated how a modern, ISO 20022-ready wires platform can be deployed efficiently and securely, proving what’s possible through partnership and shared vision.” —…
Corrdesa Celebrates a Major Achievement in Expanding Mobile, Non Drip Electroplating Technology for Aerospace Sustainment WASHINGTON, DC, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Corrdesa…
Family-owned auto repair shop in Orange, CA provides complimentary diagnostics and estimates alongside comprehensive car services. ORANGE, CA, UNITED STATES, January 6, 2026 /EINPresswire.com/ —…
AUSTIN, TX, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Moores Lab AI (mooreslab.ai), a leader in agentic AI for silicon engineering, announces the appointment of…
Guide gives creators step-by-step opt-out tools as The AI Rights Project issues its first platform grade, evaluating LinkedIn’s AI training controls. There’s no shortage of…
ATLANTA, GA, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Gables Residential, a national leader in the management and development of multifamily apartment communities, closed out…
Sufi K Sulaiman Joins 1cPlatform as CTO, Taking the Helm to Shape the Company’s Next Era of Intelligent Automation and Cutting‑Edge AI Solutions Sufi K….
DALLAS, TX, UNITED STATES, January 6, 2026 /EINPresswire.com/ — As winter cold fronts move through North Texas, Conservation Construction of Dallas is educating homeowners on…
Strive Workspaces is excited to announce the upcoming opening of Strive Marlton, a new coworking space set in the heart of Marlton Executive Park. When…
Barker Specialty is excited to expand product offerings building on Capital Design’s exceptional legacy providing custom designed Freemiums® The opportunity to assist thousands of non-profit…
Launches Presidency with an Invitation: ‘Let’s Innovate Together!’ During my tenure as ASNC president, I will work tirelessly so we can innovate together as the…
FL, UNITED STATES, January 6, 2026 /EINPresswire.com/ — Holli Cadman, salon owner, entrepreneur, and founder of a thriving beauty brand, is set to appear on…
Los clientes apoyarán a las empresarias locales Girl Scouts disfrutando tanto de sus galletas favoritas como de la nueva galleta ExploremoresTM LOS ANGELES, CA, UNITED…
AssetBridge Capital Fund today announced a 0.5% dividend distribution to its Class B investors LOS ANGELES, CA, UNITED STATES, January 6, 2026 /EINPresswire.com/ — AssetBridge…
Christopher Riegg, CFA, CPA, launches an executive video series with practical frameworks for strategic growth and M&A. My goal is to give business leaders a…
